The Best Husband Money Can Buy by Mary Jo Putney

Money can buy many things, but does that include a good, loving husband?
Emma Stone was raised as part of a large, loving aristocratic family, but after she was orphaned she became a tired, lonely governess. Then through an act of kindness, she inherits an unexpected fortune and realizes that she can now have the husband and family she craves.
Anthony Vaughn, the dashing distant cousin she’d admired as a child now needs a fortune to pay his father’s debts and preserve his family estate. Together they strike a bargain—even though Emma knows she risks not only her fortune but her heart…

(This story is also available in the author’s novella collection, Christmas Candles.)