Friends With All the Benefits by Lyssa Hahn

All the benefits. None of the complications.
Ellie has been in love with Ethan for most of their friendship, but she knows it’s hopelessly one-sided. Ethan knows preppy, practical Ellie in his friend group has eyes for only him, but she’s never crossed his thoughts that way.

All that changes when Ellie’s best friend kicks her out of their shared apartment. Ethan just so happens to need a new housemate, and Ellie needs somewhere to stay. Against her better judgement, Ellie moves in with Ethan. It’s an arrangement that works well for the both of them.

But it works a little too well. Ethan finds he can’t resist Ellie in such close proximity, and Ellie keeps telling herself she can keep her feelings for Ethan in check when their mutual attraction boils over. Before they know it, they’ve gone from just housemates to friends with benefits. Lots of friendly, steamy benefits.

Ellie knows this can’t end well. Ethan’s made it clear their new arrangement is all physical. There are no feelings involved and no complications. So what’s a girl to do when Ethan gives her everything she’s ever wanted? Everything except his heart.

This is a dual POV, fluffy, spicy, contemporary romance with plenty of gardening, bakery runs and cozy cottagey living.